[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cajovinka.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/#Article","mainEntityOfPage":"https:\/\/www.cajovinka.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/","headline":"Lid\u00e9 si \u010dasto neuv\u011bdomuj\u00ed, jak moc je dluhy mohou \u201ezadlu\u017eit\u201c je\u0161t\u011b v\u00edce","name":"Lid\u00e9 si \u010dasto neuv\u011bdomuj\u00ed, jak moc je dluhy mohou \u201ezadlu\u017eit\u201c je\u0161t\u011b v\u00edce","description":"Jak ji\u017e bylo zm\u00edn\u011bno, sv\u011bt a dne\u0161n\u00ed doba nab\u00edz\u00ed nep\u0159ebern\u00e9 mno\u017estv\u00ed mo\u017enost\u00ed, jak si zp\u0159\u00edjemnit […]","datePublished":"2019-03-24","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.cajovinka.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cajovinka.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cajovinka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cajovinka.cz\/wp-content\/uploads\/img_a339406_w2716_t1552678962.jpg","url":"https:\/\/www.cajovinka.cz\/wp-content\/uploads\/img_a339406_w2716_t1552678962.jpg","height":0,"width":0},"url":"https:\/\/www.cajovinka.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/","wordCount":481,"articleBody":"Jak ji\u017e bylo zm\u00edn\u011bno, sv\u011bt a dne\u0161n\u00ed doba nab\u00edz\u00ed nep\u0159ebern\u00e9 mno\u017estv\u00ed mo\u017enost\u00ed, jak si zp\u0159\u00edjemnit \u017eivot, ov\u0161em nic nen\u00ed zadarmo a za v\u0161e se plat\u00ed. V\u011bt\u0161in\u011b z n\u00e1s z\u00e1le\u017e\u00ed na na\u0161em spole\u010densk\u00e9m postaven\u00ed, bohu\u017eel s t\u00edm je i \u010dasto spojov\u00e1no na\u0161e materi\u00e1ln\u00ed vlastnictv\u00ed. Jednodu\u0161e \u0159e\u010deno, \u010d\u00edm lep\u0161\u00ed mobil nebo auto vlastn\u00ed\u0161, t\u00edm v\u00fd\u0161e jsi postaven v o\u010d\u00edch druh\u00fdch lid\u00ed. Mnoho lid\u00ed ale takto \u201ebohat\u00fdch\u201c nen\u00ed, ale cht\u011bj\u00ed tak alespo\u0148 vypadat. Situaci \u0159e\u0161\u00ed t\u00edm, \u017ee si na tyto v\u011bci berou p\u016fj\u010dky. Situace je o to smutn\u011bj\u0161\u00ed, \u017ee si nedok\u00e1\u017e\u00ed spo\u010d\u00edtat, kolik u t\u011bchto p\u016fj\u010dek p\u0159eplat\u00ed dohromady za \u00faroky, tak\u017ee za mobil, kter\u00fd m\u00e1 hodnotu deset tis\u00edc korun nakonec zaplat\u00ed klidn\u011b i patn\u00e1ct tis\u00edc. V dal\u0161\u00edm p\u0159\u00edpad\u011b si \u010dasto berou p\u016fj\u010dky rodi\u010de od d\u011bt\u00ed na V\u00e1noce a dovolen\u00e9, sami p\u0159ed sebou si to \u010dasto omlouvaj\u00ed t\u00edm, \u017ee p\u0159ece cht\u011bj\u00ed d\u011btem dop\u0159\u00e1t. To, \u017ee cht\u011bj\u00ed vypadat dob\u0159e p\u0159ed zn\u00e1m\u00fdmi a p\u0159\u00e1teli si u\u017e moc lid\u00ed nep\u0159ipou\u0161t\u00ed. Ov\u0161em pokud u\u017e chcete sv\u00fdm d\u011btem opravdu dop\u0159\u00e1t, tak se nezadlu\u017eujte, kv\u016fli t\u011bmto v\u011bcem, je sice hezk\u00e9, \u017ee d\u011bti str\u00e1v\u00ed jeden t\u00fdden v roce na dovolen\u00e9, nebo dostanou hromadu d\u00e1rk\u016f k V\u00e1noc\u016fm, ale zbytek roku budou poslouchat, jak na nic nejsou pen\u00edze, proto\u017ee se mus\u00ed spl\u00e1cet dluhy. A za to jim ty V\u00e1noce ani dovolen\u00e1 asi ur\u010dit\u011b nestoj\u00ed. Ov\u0161em skute\u010dn\u00fd probl\u00e9m nast\u00e1v\u00e1 v okam\u017eiku, kdy m\u00e1me takto vyp\u016fj\u010dovan\u00e9 pen\u00edze a ztrat\u00edme mo\u017enost je spl\u00e1cet, nap\u0159. onemocn\u00edme a nejsme n\u011bjakou dobu schopni chodit do zam\u011bstn\u00e1n\u00ed. V tomto moment\u011b je bohu\u017eel jedin\u00e1 mo\u017enost, p\u016fj\u010dit si n\u011bkde jinde, abychom mohli platit dluh p\u0159ede\u0161l\u00fd, u kter\u00e9ho u\u017e n\u00e1m z \u010dasov\u00e9 prodlevy hroz\u00ed exekuce \u010di jin\u00fd druh vym\u00e1h\u00e1n\u00ed. Dal\u0161\u00ed p\u016fj\u010dkou se samoz\u0159ejm\u011b op\u011bt zvy\u0161uj\u00ed \u00faroky a pomalu ale jist\u011b se za\u010d\u00edn\u00e1me dost\u00e1vat do tzv. dluhov\u00e9 pasti, ze kter\u00e9 je t\u00e9m\u011b\u0159 nemo\u017en\u00e9 se vymotat. Proto jedin\u00e9, co se d\u00e1 poradit je, abyste si nikdy a za \u017e\u00e1dn\u00fdch okolnost\u00ed nebrali p\u016fj\u010dky na v\u011bci, bez kter\u00fdch se d\u00e1 dal\u0161\u00edch n\u011bkolik m\u011bs\u00edc\u016f jakkoli p\u0159e\u017e\u00edt, dokud si na n\u011b sami nevyd\u011bl\u00e1te a p\u0159edev\u0161\u00edm se vyka\u0161lete na m\u00edn\u011bn\u00ed druh\u00fdch, oni ty dluhy za v\u00e1s spl\u00e1cet nebudou.                                                                                                                                                                                                                                                                                                                                                                                                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