[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cajovinka.cz\/jaci-jsou-cesi-po-financni-strance\/#Article","mainEntityOfPage":"https:\/\/www.cajovinka.cz\/jaci-jsou-cesi-po-financni-strance\/","headline":"Jac\u00ed jsou \u010ce\u0161i po finan\u010dn\u00ed str\u00e1nce?","name":"Jac\u00ed jsou \u010ce\u0161i po finan\u010dn\u00ed str\u00e1nce?","description":"V\u0161ude kolem n\u00e1s je spousta v\u011bc\u00ed, kter\u00e9 chceme m\u00edt. Situace je \u00fapln\u011b jin\u00e1 ne\u017e p\u0159ed […]","datePublished":"2019-12-08","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.cajovinka.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cajovinka.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cajovinka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cajovinka.cz\/wp-content\/uploads\/img_a364419_w4358_t1577263897.jpg","url":"https:\/\/www.cajovinka.cz\/wp-content\/uploads\/img_a364419_w4358_t1577263897.jpg","height":0,"width":0},"url":"https:\/\/www.cajovinka.cz\/jaci-jsou-cesi-po-financni-strance\/","about":["Finance"],"wordCount":460,"articleBody":"V\u0161ude kolem n\u00e1s je spousta v\u011bc\u00ed, kter\u00e9 chceme m\u00edt. Situace je \u00fapln\u011b jin\u00e1 ne\u017e p\u0159ed samotovou revoluc\u00ed a i dnes jako bychom se sna\u017eili dohnat tehdej\u0161\u00ed nedostatek a rychle si po\u0159\u00eddit to, co je\u0161t\u011b nem\u00e1me, dokud to je k\u00a0dost\u00e1n\u00ed. Je to samoz\u0159ejm\u011b hloupost, ale tak to c\u00edt\u00edm. A ur\u010dit\u011b nejenom j\u00e1. A proto\u017ee je v\u011bc\u00ed, kter\u00e9 m\u016f\u017eeme m\u00edt, moc, je jasn\u00e9, \u017ee n\u00e1m na to n\u011bkdy nesta\u010d\u00ed pen\u00edze. A proto se \u010dasto klidn\u011b i zadlu\u017e\u00edme, jenom abychom to m\u011bli. Abychom t\u0159eba nez\u016fstali pozadu za ostatn\u00edmi, kte\u0159\u00ed u\u017e to maj\u00ed.Podle statistiky pr\u00fd je dev\u011bt z\u00a0deseti na\u0161inc\u016f ochotn\u00fdch si vz\u00edt p\u016fj\u010dku. Jen aby si koupili to, co nemaj\u00ed. Nebo aby zaplatili za to, na co nemaj\u00ed. A je pot\u011b\u0161uj\u00edc\u00ed jenom to, \u017ee si je v\u011bt\u0161ina z\u00a0n\u00e1s ochotn\u00e1 vz\u00edt p\u016fj\u010dku jenom na docela rozumn\u00e9 v\u011bci, jako je bydlen\u00ed nebo vzd\u011bl\u00e1n\u00ed. Nebo je mo\u017en\u00e1 n\u011bkdy rozumn\u00e9 p\u016fj\u010dit si i na auto, i kdy\u017e to u\u017e je p\u0159ece jenom sporn\u011bj\u0161\u00ed.P\u016fj\u010dovat si pr\u00fd jsou ochotni hlavn\u011b lid\u00e9 s\u00a0vysoko\u0161kolsk\u00fdm vzd\u011bl\u00e1n\u00edm. A to, na co si jsme ochotni p\u016fj\u010dit, jsou pr\u00fd hlavn\u011b v\u011bci, kter\u00e9 n\u00e1m maj\u00ed dlouhodob\u011b slou\u017eit. Tedy t\u0159eba na bydlen\u00ed a jeho rekonstrukci.Nejrychleji roste po\u010det t\u011bch, kdo si jsou ochotni p\u016fj\u010dit na vzd\u011bl\u00e1n\u00ed a osobn\u00ed rozvoj, docela dost lid\u00ed by si p\u016fj\u010dilo i na investice do sv\u00e9ho zdrav\u00ed, jako jsou t\u0159eba nov\u00e9 zuby nebo z\u00e1kroky plastick\u00fdch chirurg\u016f.A na\u0161t\u011bst\u00ed je po\u0159\u00e1d m\u00ed\u0148 a m\u00ed\u0148 t\u011bch, kdo si kupuj\u00ed na dluh v\u00e1no\u010dn\u00ed d\u00e1rky nebo dovolenou nebo z\u00a0p\u016fj\u010dky t\u0159eba cht\u011bj\u00ed zaplatit svatbu. P\u0159\u00edpadn\u011b t\u011bch, kdo si jsou ochotni vz\u00edt p\u016fj\u010dku na provoz dom\u00e1cnosti nebo spl\u00e1cen\u00ed jin\u00e9ho \u00fav\u011bru, to zn\u00e1m\u00e9 vytlouk\u00e1n\u00ed kl\u00ednu kl\u00ednem. Ale i tak je u n\u00e1s po\u0159\u00e1d je\u0161t\u011b n\u011bkolik procent populace takov\u00fdchTak\u017ee se zd\u00e1, \u017ee jako celek dost\u00e1v\u00e1me rozum. Proto\u017ee je sice ka\u017ed\u00e1 p\u016fj\u010dka riziko, ale aspo\u0148 riskujeme pro sp\u00ed\u0161 rozumn\u011bj\u0161\u00ed v\u011bci. Neutr\u00e1c\u00edme u\u017e ciz\u00ed pen\u00edze tak \u010dasto za n\u011bco, co rychle pomine a n\u00e1m z\u016fstanou jen dluhy. A k\u00e9\u017e bychom byli postupem \u010dasu je\u0161t\u011b rozumn\u011bj\u0161\u00ed a rozumn\u011bj\u0161\u00ed. A jednou si po\u010d\u00ednali \u00fapln\u011b nejrozumn\u011bji.                                                                                                                                                                                                                                                                                                                                                                                                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